Pensions After Retirement
Welcome, my name is Matthew Tumbridge
I am an Independent Financial Adviser specialising in pensions and investments.
If you are approaching retirement, or recently retired, now is the time to get organised!
You have so many options at this point in your life, making the right choices can transform the decades ahead for you and your close family.
You may want to consolidate some pensions after retirement, or take a pension lump sum.
This could be invested to help loved ones long-term.
But crucially you will want to know you can comfortably afford a dignified retirement.
We will look at all the options from annuity, to flexi access drawdown, to investing the lump sum, and make it easy for you to choose the path you want to take.
Book a free expert consultation today
Call on 0800 422 08 83 or click below to book a 15 minute callback. We will discuss your goals and arrange a free 45 minute online consultation:
My investment portfolios and pensions are designed to:
- Meet your goals and risk profile
- Achieve the maximum equity market returns (within your pension or with investments)
- Over the last 10 years, this has meant investment growth of over 16% annually
- Some of our portfolios have achieved up to 20% annually
- Protect your capital in downturns
- Careful equity and bond fund selection is key
- Be easy to understand
What my customers say...
We wanted to invest some of our £150,000 pension lump sum. Matthew designed a portfolio that is clearly better than the ISAs we have had in the past.
I had 8 pensions from my career and I just didn't know where to start. I am very grateful that I now I have a clear plan and am very confident that I can afford my retirement no matter what happens.
Why do you need a professionally designed portfolio?
Average investors only achieve 8.7% returns according to J.P. Morgan, this is 8% per year less than has been possible EVERY year over the last 10 years.
£200,000 invested in a pension or ISA 10 years ago, achieving maximum market return would be worth £1,039,963. That's £839,000 growth.
Book a free expert consultation today
Call on 0800 422 08 83 or click below to book a 15 minute callback. We will discuss your goals and arrange a free 45 minute online consultation:
Detailed pension and investment advice:
My pension advice will be based on detailed research and evidence, to help you understand why it can work for YOU long-term. I will talk you through every step of the plan, to make it easy to understand:
What does the pension advice look at?
The advice will assess the pros and cons, to reach a recommendation that covers these issues:
- Your goals and circumstances
- Tax allowances
- Taking a lump sum
- Investments
- Annuities
- Optimising potential growth
- Protecting capital
Defaqto research of thousands of investment funds will then be completed to build your portfolio.
What happens after you present the plan?
If you choose to, we can offer a full implementation service which includes:
- Opening the required accounts
- Purchase of the recommended investments
- Annual review meeting
- Rebalancing of investments each year
- Being available to you throughout the year as your financial adviser
Accreditations
Matthew Tumbridge (MTFA) is an adviser with Julian Harris Financial Consultants, authorised & regulated by the Financial Conduct Authority. FCA Nos. 153566.
Matthew holds a Statement of Professional Standing from the London Institute of Banking and Finance.
Book a free expert consultation today
Call on 0800 422 08 83 or click below to book a 15 minute callback. We will discuss your goals and arrange a free 45 minute online consultation:
Get In Touch
If you think you may need financial advice, drop us a line and we will call or email you back as soon as we can.